These Terms & Conditions (“Terms”) govern your access to and use of Charged Stories at https://chargedstories.com and any related content, products, or services (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms.

1) Acceptance of Terms

If you do not agree to these Terms, do not use the Services. We may update these Terms from time to time. Continued use after changes means you accept the updated Terms.

2) Eligibility

You must be at least 13 years old (or the age of digital consent in your jurisdiction) to use the Services. If you use the Services on behalf of an organization, you represent that you have the authority to bind that organization.

3) Accounts & Security

If any part of the Services requires an account, you must provide accurate information and keep credentials secure. You are responsible for all activities that occur under your account.

4) User Content & Conduct

• You retain ownership of content you submit but grant us a worldwide, non-exclusive, royalty-free license to host, display, and distribute it in connection with the Services.
• You agree not to post illegal, infringing, harmful, or deceptive content, spam, or malware, and not to interfere with the security or operation of the Services.
• We may remove or moderate content at our discretion.

5) Intellectual Property

The Services, including text, graphics, logos, code, and other materials, are owned by Charged Stories or its licensors and are protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works except as expressly permitted.

6) Third-Party Links, Tools & Integrations

The Services may link to third-party websites, tools, or services (e.g., analytics, embeds, payment providers). We are not responsible for third-party content or practices. Use them at your own risk and review their terms and privacy policies.

7) AI/Automation & Informational Use Only

Content may include AI-generated or automated summaries. The information is for educational and informational purposes only and does not constitute professional advice (including legal, medical, or financial). Verify before acting on information found on the site.

8) Payments, Subscriptions & Refunds (If Applicable)

If we offer paid features, pricing and billing terms will be shown at checkout. Unless stated otherwise, fees are non-refundable. You are responsible for applicable taxes. We may suspend or terminate access for non-payment or chargeback.

9) Advertising & Affiliate Disclosure

We may include ads or affiliate links. We may earn a commission when you purchase through those links. This does not affect our editorial independence. Disclosures will be provided where required.

10) Termination

We may suspend or terminate access to the Services at any time, with or without notice, for any reason, including breach of these Terms. Provisions that by their nature should survive termination will survive (e.g., IP rights, disclaimers, limitations of liability).

11) Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE.” WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

12) Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Charged Stories AND ITS AFFILIATES, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE SERVICES. OUR TOTAL LIABILITY FOR ANY CLAIM WILL NOT EXCEED THE AMOUNT YOU PAID US (IF ANY) IN THE 12 MONTHS PRIOR TO THE EVENT GIVING RISE TO THE CLAIM.

13) Indemnification

You agree to indemnify and hold Charged Stories and its affiliates harmless from any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or in any way connected with your use of the Services or violation of these Terms.

14) Governing Law & Dispute Resolution

These Terms are governed by the laws of India, without regard to conflict-of-law rules. You agree that any dispute will be resolved exclusively in the courts located in Chennai, Tamil Nadu, India. You and Charged Stories waive any right to a jury trial where permitted by law.

15) Changes to the Services or Terms

We may modify or discontinue parts of the Services at any time. We may also update these Terms. Material changes will be indicated by updating the “Last updated” date above and, when appropriate, additional notice.

16) Contact

Questions about these Terms? Email apptasticcoder@gmail.com.